Do You Need an Sr-22 After a Dui?

Receiving a driving under the influence (DUI) charge in Illinois can be stressful. The court can suspend your driver’s license and may require you to file for an SR-22 before you can get it back.

If you are facing a DUI charge, understanding the importance of an SR-22 can help you manage the process of regaining your driving privileges.

What is an SR-22?

In Illinois, an SR-22 is not an insurance policy, but rather a certificate or form that auto insurance companies typically file for drivers who have committed serious traffic violations, such as a DUI. This form proves that the individual meets the state’s minimum required car insurance requirements.

Following a DUI, you may need to procure the SR-22 certificate before you can restore your driving privileges. That is why you must notify your provider immediately.

Obtaining an SR-22 begins with receiving a court order. Afterwards, you must contact your insurance company and inform them about your violation. They will file the SR-22 form with the Illinois Secretary of State on your behalf. Once done, you must maintain the premium continuously for a time, which may depend on the endorsement written in your order. Otherwise, you may face another license suspension.

Is there an alternative to SR-22?

As an alternative to the SR-22 insurance, you can deposit $70,000 in cash, securities or real estate bonds with the Illinois State Treasurer. While this proves your financial responsibility, you must still maintain the state’s standard car insurance requirements.

Moving forward after a DUI charge

While a DUI charge can leave a permanent mark on your record, it is not the end of your driving journey. You can regain your driving privileges, provided that you file an SR-22 and continue to meet the state’s requirements.

Since not all insurance companies offer this service, you may need to take time to research a provider. Then, evaluate your options to see whether an insurance policy or an available alternative fits best with your financial situation. Additionally, seeking legal advice from an experienced criminal defense attorney can help you gain insights into your rights and obligations after receiving a DUI charge.